LIFE INSURANCE SETTLEMENTS MADE SIMPLE

YOU'VE FOUND THE MOST COMPREHENSIVE LIFE SETTLEMENT WEBSITE ONLINE!

PLEASE USE THIS INFORMATION IF YOU OR SOMEONE YOU CARE ABOUT IS

CONTEMPLATING CASHING IN THEIR LIFE INSURANCE POLICY.

DO NOT SIGN ANYTHING UNTIL YOU HAVE EXPLORED

THE INFORMATION ON THIS SITE!

Our goal is to allow you to understand the Life Settlement Process from beginning to end in a very clear, concise, and simple manner. 

This simple model is also the most effective anywhere online, please read on to see for yourself why our process is easy, fast, and successful!

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A Life Settlement is the sale of a life insurance policy in exchange for a cash settlement in excess of the policy’s cash surrender value—even if none exists! This innovative wealth and estate planning tool removes the burden of expensive insurance premium payments in addition to providing the lump sum cash settlement.
 

This service presents a unique opportunity to extract the maximum value from your existing life insurance policy and repurpose those funds for whatever your financial needs may be. In fact, seniors can use the cash settlement for medical expenses, living expenses, or anything they desire—with no restrictions.

Life Settlements can be a valuable financial option. The inflow of funds and elimination of expensive premiums open up new financial possibilities. This transaction is often seen as converting a future asset into an available resource. Remember, a successful financial outcome never happens by accident. We can help you make your financial plans a reality.

As a Life Settlement Broker, we represent the policy holder in this transaction, and work to find the highest settlement for them. Our independent status allows us to work with over 20 different funding groups, both within and outside of the United States. We leverage these relationships to benefit our clients. However, we do not raise capital or report to these investors. Our duty is to the policy holder only, and our sole purpose is to provide our clients with the absolute highest offer for their life insurance policy in a professional and timely manner.

A Life Settlement can easily:

• Provide an immediate lump sum payment in the form of cash

• Fund current or future investments

• Subsidize medical costs not covered by insurance

• Provide funds for assisted living

• Be used for charitable donations or tax deductions

• Fund a more cost-efficient life insurance policy

• Eliminate current costly premium payments

• Allow gift giving during the clients life

• Settle debts

These Policies Qualify:

• Whole Life

• Term Life

• Universal Life

• Key-Man Policies

• Group Life

• Corporate-Owned

• Joint Survivorships

• Many others as well...

The Process & Time Frame:

• Clients Duty:

  • Copy of Appraisal Request Form and Authorization Forms Received

  • Copy of Policy, if obtainable

• Life Insurance For Life's Duty:

  • Free Appraisal Process:

    • Collecting of policy and medical information - 2-3 weeks

    • Complete initial underwriting of case - 1 week

    • Send complete case to funding organizations - 1 day

    • Negotiate and obtain offers or declinations - 2 weeks

    • Communicate appraisal value to policy owner - 1 day

  • Completing of Settlement Process:

    • Contracts are delivered to the policy owner - within 72 hours

    • Review, signature, and return of settlement closing package - 1 week

    • Recorded changes by insurance carrier - 2 weeks

    • Escrow organization releases cash settlement to client - within 72 hours

    • Client rescission period - dependent on state of residence - typically 15 days

• Only 1 Application is required to receive multiple offers from the top funding sources in the industry!

• We represent the best interests of the Policy Owner and Insured during the entire life insurance settlement transaction.  It is our obligation to obtain the highest offer for our clients.

• There are never any fees to apply and there is absolutely no obligation to accept an offer from any of our funding sources.

• It is our goal to provide a quick, professional and hassle-free settlement process.

• All personal information obtained during the application process is strictly confidential.

• The Companies we work with to obtain your free appraisal, and to complete your life settlement, have successfully negotiated over $1,000,000,000 (one billion) of policies for clients like yourself.  Why would you want to work with anyone else?

By choosing to work with a broker to negotiate offers on your behalf, you have only one point of contact to follow up with regarding your application status.  Also, your physicians and insurance company will only be contacted by one firm. It is quite common for medical records staff and customer service representatives to become overwhelmed and inconvenienced by multiple requests for the same information; which translates into considerable delays in the underwriting process.

Over the past few years, life insurance settlements have gained popularity among the financial planning community as the financial benefits to policy holders have become far too beneficial to ignore.  As this industry continues to grow, many financial professionals have begun to recommend this financial service to their qualified clients, enabling more and more policy owners to access the unrealized equity built up inside an asset that is normally considered only as a future benefit.

Many of our clients have been referred to us from their insurance or financial professionals.  If you would like to work with us to provide brokerage services for your client, please contact our offices.

By informing your clients about life insurance settlements, you can help them turn a policy on the verge of cancellation, surrender or lapse, into an immediate cash settlement.  We find that the majority of our clients will purchase another, more reasonably priced policy with a portion of their cash settlement.  Its a true win-win-win opportunity for everyone involved!

Learn more about Life Settlements by submitting your case for a Free Appraisal, or contact our offices directly via email or by telephone 1.920.737.8000.  Don't delay, get started today!

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